there was a discussion about credit on one of these lists. i am sorry but i don't remember which one. however, i think this is useful information for anyone:
I have learned that it is possible to dispute any item on your credit report with the credit reporting agencies. they have to research it, and if the issuer who put it there does not respond to their request for updated information within 30 days, they have to remove it from your report within another 30 days.
Merry
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